How to Register with XM: Step-by-Step Guide 2026
Opening an XM account takes under 10 minutes for the form itself. Full verification (KYC) usually completes within a few hours to 1 business day. You will need a valid email, phone number, a photo ID, and a proof of address.
What You Need Before You Start
| Valid email address | You will verify ownership with a confirmation link |
|---|---|
| Phone number | For SMS verification code |
| Government-issued photo ID | Passport, national ID card, or driving licence |
| Proof of address | Utility bill or bank statement — not older than 6 months, must show your name and address |
| Minimum deposit (optional) | $5 to start trading live after verification |
Step-by-Step: Opening Your XM Account
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Go to the XM registration page
Visit XM's official website and click "Open a Real Account". Choose your country of residence — this determines which XM entity and regulatory framework applies to you.
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Fill in your personal details
Enter your full legal name (exactly as it appears on your ID), date of birth, residential address, phone number, and email. Answer the trading experience questionnaire honestly — your answers must match your documents.
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Verify your email address
Check your inbox for an email from XM and click the verification link. This gives you access to the client portal (Members Area).
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Verify your phone number
Enter the 6-digit SMS code sent to your registered mobile number. If you don't receive it within 2 minutes, request a new code.
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Upload your identity documents (KYC)
In the Members Area, go to Account Verification and upload:
- Proof of Identity: Passport (all pages), national ID (front & back), or driving licence
- Proof of Address: Utility bill, bank statement, or government letter — issued in the last 6 months, showing your full name and address
Use high-resolution photos or scans. Blurry images are the most common cause of delays.
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Select your account type
Choose from Micro, Standard, Ultra Low, or Zero. Not sure which to pick? See the account types comparison. You can open additional account types later from your Members Area.
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Receive your MetaTrader login credentials
XM emails your MT4 or MT5 account number and a temporary password. Download MetaTrader from the XM website, enter the server address provided, and log in. Change your password on first login.
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Make your first deposit (optional)
Fund your account with as little as $5 via credit/debit card, bank wire, Skrill, Neteller, or other methods. See the deposit guide for full details. If you qualified for the $30 no-deposit bonus, it may be credited automatically after verification.
Documents: What XM Accepts
| Document type | Accepted forms | Requirements |
|---|---|---|
| Proof of Identity | Passport · National ID · Driving licence | Must be valid (not expired); full name and photo clearly visible |
| Proof of Address | Utility bill · Bank statement · Government letter | Issued within last 6 months; shows full name and residential address |
Common Reasons for Verification Delays
- Name mismatch: The name on your form differs from your ID — even a middle name or spelling variation can cause a hold
- Old address document: Proof of address older than 6 months is automatically rejected
- Blurry scan: Low-resolution uploads are the most common cause of rejection
- Expired ID: XM does not accept expired identity documents
- VPN or unusual login location: May trigger a security review; disable VPN during registration
- PO Box address: XM requires a residential address, not a postal box
After Verification: What's Next?
Once verified, you can:
- Deposit funds and start live trading
- Claim the $30 no-deposit bonus (if available in your region)
- Open a demo account to practise without risk
- Request an Islamic swap-free account if needed
- Set up copy trading to follow other traders
Open Your XM Account Today
$5 minimum deposit · Regulated broker · $30 bonus for new accounts
Register with XM →